00998 中信銀行
按盘价 
4.930 +0.050 (+1.025%) 盈利能力分析
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 资产回报率 (%) | 0.723% | 0.708% | 0.694% | 0.663% | 0.749% |
| 股东资金回报率 (%) | 10.466% | 10.439% | 10.331% | 9.696% | 10.543% |
基本指标
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 净利息收益率 (%) | 1.78% | 1.97% | 2.05% | 2.26% | 2.45% |
| 净息差 (%) | 1.75% | 1.92% | 1.99% | 2.18% | 2.36% |
| 资本充足比率 (%) | 12.93% | 13.18% | 13.53% | 13.01% | 12.44% |
| 第一级资本比率 (%) | 10.75% | 10.63% | 10.88% | 10.18% | 10.2% |
| 核心资本比率 (%) | -- | -- | -- | -- | -- |
| 流动资金比率 (%) | 52.79% | 62.61% | -- | -- | -- |
经营表现指标
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 利息支出 / 利息收入比率 (%) | 54.818% | 51.963% | 51.694% | 49.493% | 49.011% |
| 其他经营收入 / 经营收入比率 (%) | 30.175% | 28.640% | 27.698% | 22.970% | 21.799% |
| 成本 / 收入比率 (%) | 33.669% | 31.660% | 30.419% | 27.766% | 28.831% |
贷款及存款指标
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 流动资金 / 客户存款比率 (%) | 13.447% | 15.014% | 14.346% | 16.118% | 19.370% |
| 呆坏帐准备 / 客户贷款比率 (%) | 2.438% | 2.534% | 2.484% | 2.802% | 2.881% |
| 贷存比率 (%) | 98.465% | 97.695% | 99.125% | 95.361% | 95.565% |
| 客户贷款 / 总资产比率 (%) | 59.473% | 58.952% | 59.034% | 58.050% | 57.664% |
| 备注： | 实时报价更新时间为15/11/2024 13:33 |
| 港股实时基本市场行情由香港交易所提供; 香港交易所指定免费发放实时基本市场行情的网站。 | |
| 股东应占溢利/(亏损) (千) | RMB 33,810,000 |
| 增长率 | -1.678% |
| 每股盈利/(亏损) | RMB 0.660 |
| 每股账面资产净值 (¥) | RMB 12.854 |